What we do
Discretionary portfolio management, retirement planning, and practice-level guidance for dentists.
How we do it
Fee-only and fiduciary, with no commissions or proprietary products.
One firm, four connected services
Portfolio management
Built individually
We build every portfolio individually and manage it with full discretion. Broad diversification, low costs, tax sensitivity, long-term growth. Every decision serves those four things.
Retirement & transitions
Planning your exit from dentistry
The end of your career is where decisions compound: when to sell, how to structure the sale, whether to take a DSO offer or stay independent, and how to turn the proceeds and your portfolio into retirement income. This transition is the center of our work.
Retirement planning starts with income: which accounts to draw from, in what order, and at what tax cost. From there, Social Security timing and estate coordination. The entire plan takes shape around the timing and terms of your exit.
Integrated planning
Decisions that affect each other are made together
Portfolio management, retirement planning, and practice guidance don't exist in isolation. A practice sale affects the portfolio. A portfolio drawdown affects retirement income. A tax strategy affects both.
We plan debt management, insurance needs analysis, education funding, and tax strategy together, against your full balance sheet.
Decisions that move each other
- Portfolio management
- Retirement planning
- Practice guidance
Bringing your practice into the plan
We advise on overhead, valuation estimates, transition planning, buy-in and buy-out modeling, and associate compensation. And when a DSO offer arrives, we give you an independent read: what it's worth to you, not to the acquirer. All of it informs the investment and retirement plan.
We do not perform formal business valuations, provide legal advice, or broker practice sales. We make the financial dimensions of a practice decision clear and connect that decision to the rest of the plan.
What you pay
Only the advisory fee
Our account minimum is $1,000,000, waived for actively practicing dentists and dental specialists and for the children of existing clients.
Financial planning and practice-level guidance are included. We charge nothing else.
| Assets under management | Annual fee |
|---|---|
| Up to $2,500,000 | 0.95% |
| $2,500,001 – $10,000,000 | 0.50% |
| $10,000,001 – $20,000,000 | 0.375% |
| Above $20,000,000 | 0.25% |
Common questions
What does "fee-only" mean?
We are compensated solely through advisory fees paid by you: never commissions, revenue sharing, or payments from any third party. The fee is a published percentage of assets under management, billed quarterly.
What services are included?
We include discretionary portfolio management, financial planning, and practice-level guidance. The scope is driven by your situation. There is no separate charge for planning or practice guidance; both are included in the advisory fee.
Is there a minimum to become a client?
Our account minimum is $1,000,000, which is waived for actively practicing dentists and dental specialists, as well as the children of existing clients.
How are fees calculated?
We charge on a tiered basis as a percentage of assets under management. The tiers are on this page, and we bill quarterly in arrears.
What does practice-level guidance include?
We analyze overhead, provide practice valuation estimates, plan transitions and exits, model buy-ins and buy-outs, and analyze associate compensation. When a DSO offer arrives, we give you an independent read on what it is worth to you, not to the acquirer. We do not perform formal business valuations or provide legal advice.
Do you provide business valuations?
No. We provide practice valuation estimates as part of transition guidance. These are advisory estimates, not formal appraisals. If you need a formal valuation, we refer you to qualified valuation professionals.
What custodian do you use?
Charles Schwab. Your assets are held at Schwab, not at Fauchard Investments. We trade under discretionary authority.
How do I get started?
Request a conversation. The introductory call is 30 minutes.
See what working with us looks like
A 30-minute introductory call about your portfolio, your retirement timeline, and the practice decisions behind both.